Thursday, April 28, 2011

How do I go about getting a shared bank account?

How do I go about getting a shared bank account?
Me and my boyfriend are moving in together and want a joint account to pay the bills with, I go with hsbc and he goes with barcleys so do we both need to already own an account with the same bank or can we just pick either one?
Personal Finance - 8 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Go into any bank you like and ask to open a joint account. Simple
Answer 2 :
You can just pick either one, one of you might need to take in ID if its not your bank but theres not usually any problems
Answer 3 :
get u r passports (both of you) and 2 utility bills - proof of address best bet to go to another bank you dont currently use> you both need to go in together and explain the situation.. then you fillout the forms - credit checks etc- they will ask what account > joint account cheque books etc etc - shouldnt take long...
Answer 4 :
Open a joint account with any bank although keeping to HSBC or Barclays might prove a tad simpler. BUT, do maintain your own independent accounts until the relationship is proven and you can trust each other beyond doubt. Just common sense really ..........
Answer 5 :
Just pick any one you like and ask to open a joint account. explain it is to pay bills from.
Answer 6 :
Yes it is very simple to get a joint account! But........ Why would you want to?? Hopefully you REALLY know this person?? Past credit, debt, spending responsibility, after all this is your credit & your money and you don't want either to go down the drain!
Answer 7 :
If you have had good experiences wtih your bank account I would say stay with yours or if your boyfreind has had a better time ask to be added to his. By staying with the bank you are in you can get better rates than starting a new account. You will be eligible for a lot more by sticking with either account.
Answer 8 :
You'll get the idea, you can go to any bank, though either yours or his might be a smidgin simpler as they already know one of you. I gather this is to be separate from your own personal accounts, which you'll be continuing to maintain; good idea, you can both put in your share, as it were, while maintaining the security of your own accounts just in case . . .

Read more other entries :

Thursday, April 14, 2011

Can i open an esaver santander account and keep my barclays current account?

Can i open an esaver santander account and keep my barclays current account?
I am really clueless about how banking stuff works so I was just wondering whether i can open a savings account with santander (called an esaver account) and still keep my current account with barclays?
Personal Finance - 3 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
yes you can
Answer 2 :
You can have as many bank accounts as you wish. It's just that the banks each have their own criteria for accepting you as account holder. There's no law stopping you from having multiple accounts, used lawfully.
Answer 3 :
Yes. You would only come into difficulty if you were applying for another bank that was part of the same banking institution, for example if you had an alliance & Leicester account and were looking to open up with Santander (as they both fall under the same financial umbrella)

Read more other entries :

Thursday, April 7, 2011

Whats a simple to use software for managing my home finances and bank accounts?

Whats a simple to use software for managing my home finances and bank accounts?
I just need something simple to keep track of my spending and savings. Not one that accesses my accounts on the net.
Personal Finance - 6 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Microsoft Money.
Answer 2 :
I used microsoft money one time but it seemed to take me half my life constant;y updating my information on it.
Answer 3 :
this one is really simple and quick, might not be so good for long term use tho http://www.moneysavingexpert.com/banking/Budget-planning
Answer 4 :
Many people are praising mint.com. It's free and winning high marks: http://www.mint.com/
Answer 5 :
Microsoft Money or Quicken. Although they take a little time to set up, they will be good to use for the long haul.
Answer 6 :
QUICKEN and MICROSOFT MONEY. Both are good. I use Quicken and love it. I've been using it for over 15 years.

Read more other entries :

Friday, April 1, 2011

How do i make a xbox360 account that i already have live?

How do i make a xbox360 account that i already have live?
OK so i have a Xbox360 account and it has 2.5k gamer points. How can i make this profile live? I already put 65h of game play into a game and i don't want to start over.
Other - Games & Recreation - 5 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
If it has an email, just sign up on xbox.com
Answer 2 :
need a 360 card
Answer 3 :
I tried to do this but I couldn't find away to make it work, so I just gave up, it may be impossible.
Answer 4 :
when i got xbox live i had to call the xbox service system people and they walk you through it
Answer 5 :
on the sub menues,hit join xbox live then just go through the steps,you have to enter the details and wholla,youl be on live.you get a month free :) enjoy

Read more other entries :