Tuesday, February 7, 2012

What are divorce rights for joint savings account?

What are divorce rights for joint savings account?
If your married and open a joint savings account but then you divorce, how is the money shared? 50-50 basis? Or what you put in you get out? How does it work?
Marriage & Divorce - 14 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Everything's worked out all together, your lawyer should be able to tell you
Answer 2 :
Consult your attorney. It will be factored into any split of assets. Unless you two agree to split it some way.
Answer 3 :
joint bank account and marriage? are you joking? did you want to end up on the streets or what? you are in a mess babe.
Answer 4 :
50-50 of the money but the other person could get the money out and keep it in cash before the divorce that way the money cannot be traced to any account
Answer 5 :
Its not what you put into it, because then the stay at home moms would be screwed. Its divided fairly and equally.
Answer 6 :
It depends. what is the reason for divorce? then you can stand your ground from there. is there any children involved. it should be a normal 50/50 if everything is straight forward. but if this account was set up before the marriage then who ever opened it will get the funds before the marriage date and the rest will be shared 50/50 depending on the grounds of divorce?
Answer 7 :
Yes 50/50 unless otherwise you or your estranged spouse decide differently. make sure to have the account frozen and start a new account.
Answer 8 :
All bank accounts are considered marital assets and are split 50/50. Unfortunately if you were the saver in your family you are going to loose on the deal and your soon to be former spouse will benefit from your good habits. Generally speaking you split was was earned or received by either during the marriage 50/50 including pensions and other retirement benefits. There is an exception for inheritance that people sometimes overlook. If you inherit cash or property it is not split.
Answer 9 :
First one to clean the money out gets it .Then you can pay to fight it in court. Even if you win the case you most likely won't see much of the money if any at all.
Answer 10 :
Either of you can withdraw the whole lot at any time as it is a joint account. Then you would need a solicitor to recover it, then probably 50%, if she/he earns more then it is more complicated . Two years worth of statements and all accounts single and joint will be taken into account, under the UK system. Check your regional laws to confirm for your state wherever you are.
Answer 11 :
All assets are divided 50/50. I would protect that money though and have the account frozen just in case your spouse decides to clean out the bank account.
Answer 12 :
The reality of divorce with a joint account..one party will empty the account out and leave the other party nothing..legally that can be done since it is in both of your names..bitterness and anger does that to people..be cautious..
Answer 13 :
50/ 50 sorry to say.
Answer 14 :
Normally 50/50. However if you are married and plan on getting a divorce, talk to your spouse and agree everything and anything BEFORE seeing a solicitor and going to court, otherwise the court will decide, not you...........and of course if it is joint you can do what my ex did and empty every joint account for himself!

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Wednesday, February 1, 2012

How do I transfer my own funds to my Paypal account?

How do I transfer my own funds to my Paypal account?
When I try adding money from my bank account to my Paypal account (i need to pay my Ebay fees) it won't let me, it keeps thinking it's coming from someone else! How do I do this? Thanks.
Personal Finance - 5 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Have you tried this method: My Ebay Account Seller Account On the bottom there are 2 options: "automatic payment method" or "one-time payment".
Answer 2 :
You need to enter your bank details and paypal automatically collects the money from your bank to pay who or what ever. You may need to verify your account. you can do this by going into your paypal account details. Hope this helps :-)
Answer 3 :
when you set up PAYPAL account, link checking (or savings) account to PAYPAL account and after they process as identified, you can transfer directly to your PAYPAL from checking or savings from the PAYPAL website.
Answer 4 :
There should be no need to transfer money to PayPal. They should automatically take payment from whatever default payment method you configure (typically a checking account). If you buy something, you can select which of your payment methods you set up with PayPal at time of checkout. But if you manually transfer money to PayPal from a credit card, that would likely be considered a cash advance. The only time your PayPal account would normally show a balance other than zero is if you sell something or get some other credit.
Answer 5 :
How ebay comes in? transfer the amount from your bank account to paypal. that's it. I don't know why you are talking about Ebay.

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Saturday, January 28, 2012

How long should it take to transfer cash from a Lloyds account to a Nationwide account?

How long should it take to transfer cash from a Lloyds account to a Nationwide account?
Should it be instant? Or does it take a couple of days?
Personal Finance - 3 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
If electronic i would say couple of days unless its a wire.
Answer 2 :
it can take three to five working days
Answer 3 :
3 to 5 days your highness.

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Saturday, January 14, 2012

What is an "audit" in terms of accounting?

What is an "audit" in terms of accounting?
thanx!
Corporations - 3 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Basically it is just where a third party (anyone that did not prepare the accounts in the first place but usually an accountancy firm) looks at the books at (say) year end and checks them to verify that there have been no errors or illegal transactions.
Answer 2 :
It is usually an unbiased review of a company's financial statements to check that the financial statements have been properly prepared, and normally performed by a firm of accountants. The result of the audit is communicated in written form and contains the opinion of the person or firm that carried out the audit.
Answer 3 :
Please be advised that an audit can be a multitude of things. There are Internal Auditors, External Auditors: There are Governmental Auditors. An Audit is an examination of financial records (internal) & (external).

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Saturday, January 7, 2012

Is it a good idea to dress smart to see an accountant?

Is it a good idea to dress smart to see an accountant?
I have caved in and decided to get an accountant to help me sort out my business. Should I dress a bit smart or just go as I am so Im not pretending to be anything Im not?
Careers & Employment - 10 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
dressing smart..always gives a good impression. but hes only there to do a job for you..so in a way..your one of his employers..
Answer 2 :
yes ,smart but dont go overboard..........
Answer 3 :
I went to see my accountant in blue camo bottoms, skateboard shoes, and clean pastel blue casual shirt.... sort of clothes I often wear. Just paid off last £300 invoice to accountants to clear the work they did for me. I'm not setting myself up to be overly charged by looking like Mr.Rich. In my experience many professionals try and draw things out and milk the fees. Just tell them what you need, and don't be afraid to discuss their hourly rate or give an estimate to the work they feel would be involved. Preferably, if they accept you as a client.. they would send you a letter setting out the costs they anticipate for your file/case.
Answer 4 :
your don't necessarily have to dress "smart" just don't dress trashy. you do want to make a good impression.
Answer 5 :
it's their job to do your taxes correctly no matter how you look.
Answer 6 :
Go in what you feel comfy in my dads an accountant and his clients are all varied but he treats them just the same..
Answer 7 :
your not seeing the queen at Buck House
Answer 8 :
I don't remember where I read this, but Coco Chanel said once, 'Dress shabbily and they remember the dress, dress impeccably and they remember the woman.' You can be presentable without pretending to be someone/thing you're not.
Answer 9 :
You are not trying to impress him are you? However, it is only polite to dress in a clean and tidy manner rather than scruffy trainers, jeans etc. In order to earn respect, one has to give it and dressing like a labourer off a building site is not the way to go about it. Always dress to suit the occasion, whatever it may be. When you think of it, he presumably, will wear a suit out of respect for you and to demonstrate his professionalism, and you should offer him the same courtesy.
Answer 10 :
You're paying the bill - dress in what you like! We have a small haulage company and my husband drives a truck, so sometimes we're off to see the accountant as he's arrived back from a long journey. Our accountant is therefore used to seeing him in grubby jeans and a shirt covered in oil and grease - it doesn't worry her - she just accepts its part and parcel of going out to earn a living. Just be yourself! Ask around though for a recommendation before deciding on who to use.

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UK - Can a director of a business have the companys income paid into his personal account?

UK - Can a director of a business have the companys income paid into his personal account?
I have a limited company but due to being made bankrupt recently I have removed myself as director. My partner is now the only director and we are about to start trading. We never have yet! However he has poor credit status and cannot open a business account, he has tried but fails the credit checks. We require a bank account for invoices to be paid. Can it be a personal account or does it have to be a business account?
Other - Business & Finance - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
You must set up a business account if you're starting up as a limited company, partnership or any other key business structure. Sole traders can use their own personal accounts (or via a new business account - John Smith trading as XYZ).
Answer 2 :
i think its okay as long as all the money is well accounted for .

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Sunday, January 1, 2012

how do I make an iTunes account without putting billing information so i can just use giftcards?

how do I make an iTunes account without putting billing information so i can just use giftcards?
I need to make an account before christmas so I can put free apps on my iPod. I've just tried that method now and it still wont allow me to continue without billing info. (by the way the payments are at the top not the bottom) thanks for the help though.
Music & Music Players - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
1. go to http://myinfo.apple.com/ 2. create a new account by clicking 'click here' 3. fill out the form, for state/province put in ur country, (eg. scotland, ireland, wales etc :D ) 4. your account should be created now and you will recieve an email. 5. go to your iTunes pc program and go to iTunes store and click sign it. 6. sign in with the account details you created, it will say the account has not been used with itunes so click 'review account' 7. agree to the terms and click next 8. now fill out your address as your payment method and ignore the payment at the bottom and click next 9. you will now be signed into iTunes store!
Answer 2 :
click on App store, then click on any free app. when it pops up, click "get app." by choosing a free app, you can access the "none" option for credit cards when you get to the payment page. create a new account

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