How do I go about getting a shared bank account?
Me and my boyfriend are moving in together and want a joint account to pay the bills with, I go with hsbc and he goes with barcleys so do we both need to already own an account with the same bank or can we just pick either one?
Personal Finance - 8 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Go into any bank you like and ask to open a joint account. Simple
Answer 2 :
You can just pick either one, one of you might need to take in ID if its not your bank but theres not usually any problems
Answer 3 :
get u r passports (both of you) and 2 utility bills - proof of address best bet to go to another bank you dont currently use> you both need to go in together and explain the situation.. then you fillout the forms - credit checks etc- they will ask what account > joint account cheque books etc etc - shouldnt take long...
Answer 4 :
Open a joint account with any bank although keeping to HSBC or Barclays might prove a tad simpler. BUT, do maintain your own independent accounts until the relationship is proven and you can trust each other beyond doubt. Just common sense really ..........
Answer 5 :
Just pick any one you like and ask to open a joint account. explain it is to pay bills from.
Answer 6 :
Yes it is very simple to get a joint account! But........ Why would you want to?? Hopefully you REALLY know this person?? Past credit, debt, spending responsibility, after all this is your credit & your money and you don't want either to go down the drain!
Answer 7 :
If you have had good experiences wtih your bank account I would say stay with yours or if your boyfreind has had a better time ask to be added to his. By staying with the bank you are in you can get better rates than starting a new account. You will be eligible for a lot more by sticking with either account.
Answer 8 :
You'll get the idea, you can go to any bank, though either yours or his might be a smidgin simpler as they already know one of you. I gather this is to be separate from your own personal accounts, which you'll be continuing to maintain; good idea, you can both put in your share, as it were, while maintaining the security of your own accounts just in case . . .
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