How can you get a bank to stop making illegal charges to your account?
Despite being illegal my bank still insist on levvying extortionate charges on my account. How can this be allowed to continue, can I do anything to stop this apart from the obvious , ie dont go overdrawn etc.
Law & Ethics - 9 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
go to a new bank...take your business elsewhere.
Answer 2 :
Speak to the bank manager - or Close the account.
Answer 3 :
Can you describe in more detail the illegal charges being levied? And if the charges are due to you being overdrawn on a consistent basis, and you're going to change banks, you'd better do it before they close you out. If they do that, there's a good chance they'll report you to an agency called Chexsystems that will make it near impossible to open an account anywhere else.
Answer 4 :
Stop depositing money in there and change banks.
Answer 5 :
Yeah you can stop it permanently. Change banks.
Answer 6 :
You can find a load of websites that will help you claim your bank charges back over the last 6 years. Also take your business elsewhere. Consumer power works, let your feet do the talking!
Answer 7 :
No bank charges are illegal.Immoral maybe but not illegal. A bank can charge you what it likes,but it has to consider if the scale of charges is commercially competitive or people will take their business elsewhere.You say you aren't overdrawn so what are they charging you for?Have you transgressed the rules in some other way?The obvious way to deal with this is to close your account and take your business elsewhere.
Answer 8 :
certainly you can change banks. but you can be sure that the new bank will charge you when you overdraw your account. and if you overdraw it multiple times, the charges will go up. but you already know that.
Answer 9 :
No point moving to another Bank, they all do it. You have to write numerous letters of complaint to them before they properly look into. I have heard that if they have charged you under £1000 within the last 6 years, they are more likely to refund you. I have written a few letters and eventually received £70 refund, which obviously wasnt good enough. So we wrote back & persisted. Reason being, its not the money, but we had received such cr*p service from them that i feel they owe us for all the stress they've caused us. W*nkers!!!!
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